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Your credit rating

Veda Advantage is the largest credit reporting agency in Australia. It has over 4,000 subscribers that include banks, building societies, telecommunication providers, retailers, credit unions and credit cards providers. These subscribers can check your credit worthiness with Veda Advantage and are also provided with information on whether you have had previous problems repaying a loan.

If you have not applied for credit before or haven't used credit in the last 5 years then it's unlikely that Veda Advantage will have information about you. You can also get a copy of your credit file for free by writing to Veda Advantage and giving them your:

  • full name
  • current residential address
  • date of birth
  • driver's licence number
  • signature.

Veda Advantage
Public Access Division
PO Box 964
North Sydney NSW 2059

Tel: 1300 762 207




Copyright © 2011 Money Stuff

An initiative from NSW Fair Trading


Last Updated: 26 November 2012

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This information must not be relied upon as legal advice. For more information about this topic, refer to the appropriate legislation.

© State of New South Wales through NSW Fair Trading
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